Top Websites That Provide Quick And Fast Loans In Nigeria

A loan is a financial instrument which helps both businesses and individuals meet up with their financial obligations. Nevertheless, most loan companies often require one form of collateral or the other to serve as security before they given out any type of  loan to ensure its repayments.

You will agree with me that most people who run their businesses find it difficult to present any tangible thing as collateral not to even talk about properties, which is quite an uphill task to come by. For this reason however getting loans without collateral becomes very important. Fortunately today, many individuals and people who run businesses can request for quick loans online without putting up their properties as collateral.

Low capital is one of the main problems of doing business in Nigeria. With completely new, fast and simple online funding solutions, lenders evaluate creditworthiness and ability to repay within a stipulated period of time and may approve an amount of loan based upon that assessment.

Obtaining instant loans to finance your project is currently made easy through various means which is easy to get with just a click online. Read below how to empower yourself financially, develop your project, and also fulfill your dream, and discuss it with everyone in your circle.

In this post, we shall be  discussing about Top Websites That Provide Quick And Fast Loans In Nigeria


Aella Credit offers Instant loans to Africans who are able to provide a source of income both through their employers or individually. They are always  at the forefront of financial inclusion and empowerment of the under banked. You can download the Aella app here to get started.


Branch is a bank in your pocket, they are always there for you all the time. Their first service is credit. They use technological innovation to significantly reduce the cost of delivering financial services in growing markets. Click here to download the branch app.


Paylater is an easy, completely new online lending platform that gives short-term loans in Nigeria to help cover unexpected expenses as well as immediate cash needs. You can apply for a Paylater loan 24 hours a day, 7 days a week with our fast application process that helps you to know your status within minutes. For online loans in Nigeria without collateral, fast loans as well as quick loans in Nigeria, download and apply for Paylater loan. Click here to download the paylater app.

Top Websites That Provide Quick And Fast Loans In Nigeria


ALAT by Wema is Nigeria’s first 100 % digital bank. ALAT lets you make and schedule transfers, save as well as pay bills instantly, get your bank card sent to you anywhere in Nigeria, get a virtual dollar card, get up to 10% interest on your savings and request quick loans. Click here to download ALAT app.


Kwikcash is a service that enables you get instant loans from N1000 to N100,000 credited to your account in couple of minutes. never get stranded again. kwikcash has always been an option & works only for 9mobile subscribers, good reason you need to be on the 9mobile network. just dial *561#, choose from a range of loan amounts what you want, confirm your bank, type your account number & your bank account gets credited instantly , you get your alert. it works like a breeze. download the app here


Social lender is an initiative of the Sterling Bank. A lending solution based upon social reputation on mobile, online as well as social media platforms. Small cash requests are offered to members of Social Lender communities with a genuine bank account. Cash requests are guaranteed depending on the user’s Social profile and also reputation. Click here to get started.


KiaKia is an electronic digital money lender for Nigerian businesses. KiaKia makes use of psychometric, big-data, machine learning as well as digital forensics for its proprietary credit scoring and credit risk evaluation algorithm to provide direct and peered personal and business loans to many individuals and SMEs without credit information.

The name KiaKia was derived from a Nigerian language meaning “Fast Fast”. According to them, the solution is very easy and fast, yet highly effective and valuable. Get started here


Specta is an online lending program that provides you loans of up to 5 Million in one transaction all within 5 minutes! No collateral, no paperwork and no visit to any office. With Specta, you can take care of pressing personal and business needs anywhere, anytime.

Specta has 2 loan products, MySpecta that gives individual loan services and Specta4Business which provides fast and accessible loan for corporates as well as business owners. Get started here


FastCredit offers business loans to micro, small as well as medium businesses to support business growth. The loans are supported by guarantors and are for a maximum tenor of six months for business owners that meet the requirements.

Besides business loans, they also provide simple and extremely fast ‘all-purpose’ cash loans to workers of corporates such as the banks, TELCOs, Insurance/other financial institutions, FMCGs, Pharmaceuticals, Aviation, Oil and Gas employees etc to help them urgently meet their consumer needs.

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